/* ═══════════════════════════════════════════════════════════════
   CORRIDOR INSURANCE GROUP — MAIN STYLESHEET
   ═══════════════════════════════════════════════════════════════ */

/* ── CSS Custom Properties (defaults, overridden by inline <style> from DB) ── */
:root {
  --color-primary: #1B3A6B;
  --color-secondary: #C9A227;
  --color-accent: #2E5FA3;
  --color-light-bg: #F0F4F8;
  --color-text: #1A2332;
  --color-text-light: #5A6475;
  --color-header-top-bg: #1A2332;
  --color-header-top-text: #FFFFFF;
  --color-nav-bg: #FFFFFF;
  --color-footer-bg: #1A2332;
  --color-footer-text: #E8EEF4;
  --color-btn-primary-bg: #C9A227;
  --color-btn-primary-text: #FFFFFF;
  --font-heading: 'Playfair Display', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-size-base: 16px;

  /* Spacing */
  --section-padding: 80px;
  --container-max: 1200px;
  --border-radius: 8px;
  --border-radius-lg: 16px;
  --shadow-card: 0 4px 20px rgba(0, 0, 0, 0.08);
  --shadow-card-hover: 0 8px 32px rgba(0, 0, 0, 0.14);
  --transition: 0.25s ease;

  /* Derived */
  --color-primary-dark: color-mix(in srgb, var(--color-primary) 85%, black);
  --color-secondary-dark: color-mix(in srgb, var(--color-secondary) 85%, black);
}

/* ── Reset & Base ── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: var(--font-size-base);
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--color-text);
  background-color: #fff;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: color var(--transition);
}

a:hover {
  color: var(--color-primary);
}

ul, ol {
  list-style: none;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  line-height: 1.3;
  color: var(--color-primary);
  font-weight: 700;
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.5rem); }
h3 { font-size: clamp(1.1rem, 2.5vw, 1.5rem); }
h4 { font-size: 1.125rem; }

p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* ── Skip Link ── */
.skip-link {
  position: absolute;
  top: -9999px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--color-primary);
  color: white;
  padding: 0.5rem 1rem;
  border-radius: var(--border-radius);
  z-index: 9999;
}
.skip-link:focus { top: 1rem; }

/* ── Container ── */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* ── Utilities ── */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

/* ═══════════════════════════════════════════════════════════════
   TOP BAR
   ═══════════════════════════════════════════════════════════════ */
.top-bar {
  background-color: var(--color-header-top-bg);
  color: var(--color-header-top-text);
  font-size: 0.8125rem;
  height: 40px;
  position: relative;
  z-index: 100;
}

.top-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

.top-bar-left {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.top-bar-left a {
  color: var(--color-header-top-text);
  opacity: 0.9;
  display: flex;
  align-items: center;
  gap: 0.4rem;
  white-space: nowrap;
  transition: opacity var(--transition);
}

.top-bar-left a:hover {
  opacity: 1;
  color: var(--color-header-top-text);
}

.top-bar-right {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.top-bar-link {
  color: var(--color-header-top-text) !important;
  opacity: 0.85;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.8125rem;
  transition: opacity var(--transition);
}

.top-bar-link:hover {
  opacity: 1;
}

.btn-topbar {
  background-color: var(--color-secondary);
  color: var(--color-btn-primary-text) !important;
  padding: 0.25rem 0.875rem;
  border-radius: 20px;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: background-color var(--transition), transform var(--transition);
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.btn-topbar:hover {
  background-color: var(--color-secondary-dark, #b08a1e);
  color: var(--color-btn-primary-text) !important;
  transform: translateY(-1px);
}

/* ═══════════════════════════════════════════════════════════════
   MAIN NAV
   ═══════════════════════════════════════════════════════════════ */
.main-nav {
  background-color: var(--color-nav-bg);
  height: 110px;
  position: sticky;
  top: 0;
  z-index: 99;
  box-shadow: 0 1px 0 rgba(0,0,0,0.06);
  transition: box-shadow var(--transition);
}

.main-nav.scrolled {
  box-shadow: 0 2px 20px rgba(0,0,0,0.12);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

.nav-logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.nav-logo img {
  height: 72px;
  width: auto;
  max-width: 280px;
  object-fit: contain;
  display: block;
}

.nav-logo-text {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--color-primary);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  list-style: none;
}

.nav-links a {
  display: block;
  padding: 0.5rem 1.1rem;
  color: var(--color-text);
  font-size: 1rem;
  font-weight: 500;
  border-radius: var(--border-radius);
  transition: color var(--transition), background-color var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--color-primary);
  background-color: var(--color-light-bg);
}

.btn-nav {
  background-color: var(--color-secondary) !important;
  color: var(--color-btn-primary-text) !important;
  padding: 0.65rem 1.5rem !important;
  border-radius: 6px !important;
  font-weight: 600 !important;
  font-size: 1rem !important;
  letter-spacing: 0.01em;
  transition: background-color var(--transition), transform var(--transition) !important;
}

.btn-nav:hover {
  background-color: var(--color-secondary-dark, #b08a1e) !important;
  transform: translateY(-1px);
  color: var(--color-btn-primary-text) !important;
}

/* Hamburger toggle */
.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: space-between;
  width: 28px;
  height: 20px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  gap: 5px;
}

.nav-toggle span {
  display: block;
  width: 100%;
  height: 2px;
  background-color: var(--color-text);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.nav-toggle.active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}
.nav-toggle.active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* ═══════════════════════════════════════════════════════════════
   BUTTONS
   ═══════════════════════════════════════════════════════════════ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.65rem 1.5rem;
  font-family: var(--font-body);
  font-size: 0.9375rem;
  font-weight: 600;
  border-radius: var(--border-radius);
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition);
  white-space: nowrap;
  letter-spacing: 0.01em;
  line-height: 1.4;
}

.btn:focus-visible {
  outline: 3px solid var(--color-secondary);
  outline-offset: 2px;
}

.btn-primary {
  background-color: var(--color-btn-primary-bg);
  color: var(--color-btn-primary-text) !important;
  border-color: var(--color-btn-primary-bg);
}

.btn-primary:hover {
  background-color: var(--color-secondary-dark, #b08a1e);
  border-color: var(--color-secondary-dark, #b08a1e);
  color: var(--color-btn-primary-text) !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(201, 162, 39, 0.35);
}

.btn-secondary {
  background-color: transparent;
  color: var(--color-secondary) !important;
  border-color: var(--color-secondary);
}

.btn-secondary:hover {
  background-color: var(--color-secondary);
  color: #fff !important;
  transform: translateY(-2px);
}

.btn-outline-light {
  background-color: transparent;
  color: #fff !important;
  border-color: rgba(255,255,255,0.7);
}

.btn-outline-light:hover {
  background-color: rgba(255,255,255,0.15);
  border-color: #fff;
  color: #fff !important;
}

.btn-lg {
  padding: 0.85rem 2rem;
  font-size: 1rem;
}

.btn-sm {
  padding: 0.45rem 1rem;
  font-size: 0.875rem;
}

/* ═══════════════════════════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 340px;
  display: flex;
  align-items: center;
  background-color: var(--color-primary);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    105deg,
    rgba(26, 35, 50, 0.92) 0%,
    rgba(27, 58, 107, 0.80) 50%,
    rgba(27, 58, 107, 0.40) 75%,
    rgba(27, 58, 107, 0.15) 100%
  );
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  padding: 2.5rem 1.25rem;
}

.hero-text {
  max-width: 620px;
}

.hero-eyebrow {
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-secondary);
  margin-bottom: 1rem;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2.25rem, 5vw, 3.75rem);
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 1.25rem;
}

.hero-subtitle {
  font-size: clamp(1rem, 2vw, 1.175rem);
  color: rgba(255,255,255,0.88);
  line-height: 1.7;
  margin-bottom: 2rem;
  max-width: 520px;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.hero-trust-badges {
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: rgba(255,255,255,0.8);
  font-size: 0.8125rem;
  font-weight: 500;
}

.trust-badge i {
  color: var(--color-secondary);
  font-size: 0.9rem;
}

/* ═══════════════════════════════════════════════════════════════
   SECTIONS
   ═══════════════════════════════════════════════════════════════ */
.section {
  padding: var(--section-padding) 0;
}

.section-alt {
  background-color: var(--color-light-bg);
}

.section-header {
  margin-bottom: 3rem;
}

.section-eyebrow {
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-secondary);
  margin-bottom: 0.5rem;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.6rem, 3.5vw, 2.5rem);
  color: var(--color-primary);
  margin-bottom: 1rem;
  position: relative;
}

.section-title.text-center::after {
  content: '';
  display: block;
  width: 50px;
  height: 3px;
  background-color: var(--color-secondary);
  margin: 0.75rem auto 0;
  border-radius: 2px;
}

.section-title.text-left::after {
  content: '';
  display: block;
  width: 50px;
  height: 3px;
  background-color: var(--color-secondary);
  margin: 0.75rem 0 0;
  border-radius: 2px;
}

.section-subtitle {
  font-size: 1.0625rem;
  color: var(--color-text-light);
  max-width: 600px;
  margin: 0 auto;
}

/* ═══════════════════════════════════════════════════════════════
   SERVICE CARDS (Home page overview)
   ═══════════════════════════════════════════════════════════════ */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 1.5rem;
}

.service-card {
  background: #fff;
  border-radius: var(--border-radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-card);
  transition: box-shadow var(--transition), transform var(--transition);
  border: 1px solid rgba(0,0,0,0.04);
}

.service-card:hover {
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-4px);
}

.service-card-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.service-card-icon i {
  font-size: 1.375rem;
  color: #fff;
}

.service-card-icon--more {
  background: linear-gradient(135deg, var(--color-secondary) 0%, #e8b840 100%);
}

.service-card-title {
  font-size: 1.125rem;
  color: var(--color-primary);
  margin-bottom: 0.625rem;
}

.service-card-desc {
  font-size: 0.9375rem;
  color: var(--color-text-light);
  line-height: 1.65;
  margin-bottom: 1rem;
}

.service-card-link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-secondary);
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  transition: gap var(--transition);
}

.service-card-link:hover {
  color: var(--color-primary);
  gap: 0.625rem;
}

/* ═══════════════════════════════════════════════════════════════
   ABOUT TEASER (Home)
   ═══════════════════════════════════════════════════════════════ */
.about-teaser-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-teaser-img-wrap {
  position: relative;
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-card-hover);
}

.about-teaser-img-wrap img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  border-radius: var(--border-radius-lg);
}

.about-teaser-img-wrap.no-img {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  height: 420px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.about-teaser-badge {
  position: absolute;
  bottom: 1.5rem;
  left: 1.5rem;
  background: rgba(255,255,255,0.95);
  border-radius: 8px;
  padding: 0.625rem 1rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--color-primary);
  box-shadow: var(--shadow-card);
}

.about-teaser-badge i {
  color: var(--color-secondary);
}

.about-teaser-text {
  font-size: 1rem;
  color: var(--color-text-light);
  margin-bottom: 1rem;
}

.about-teaser-highlights {
  margin: 1.5rem 0 2rem;
}

.highlight-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.625rem;
  font-size: 0.9375rem;
  color: var(--color-text);
}

.highlight-item i {
  color: var(--color-secondary);
  font-size: 1rem;
  flex-shrink: 0;
}

/* ═══════════════════════════════════════════════════════════════
   WHY CHOOSE US (Home)
   ═══════════════════════════════════════════════════════════════ */
.why-us-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 2rem;
}

.why-card {
  text-align: center;
  padding: 1.25rem 1.5rem;
}

.why-card-icon {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}

.why-card-icon i {
  font-size: 1.625rem;
  color: #fff;
}

.why-card-title {
  color: var(--color-primary);
  font-size: 1.125rem;
  margin-bottom: 0.75rem;
}

.why-card-desc {
  font-size: 0.9375rem;
  color: var(--color-text-light);
  line-height: 1.7;
}

/* ═══════════════════════════════════════════════════════════════
   CTA BANNER
   ═══════════════════════════════════════════════════════════════ */
.section-cta-banner {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  padding: 2rem 0;
}

.cta-banner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
}

.cta-banner-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2.125rem);
  color: #fff;
  margin-bottom: 0.5rem;
}

.cta-banner-subtitle {
  color: rgba(255,255,255,0.82);
  font-size: 1.0625rem;
  margin: 0;
}

.cta-banner-actions {
  display: flex;
  gap: 1rem;
  flex-shrink: 0;
  flex-wrap: wrap;
}

/* ═══════════════════════════════════════════════════════════════
   PAGE HEADER (inner pages)
   ═══════════════════════════════════════════════════════════════ */
.page-header {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  padding: 1rem 0 0.75rem;
}

.page-header-inner {
  color: #fff;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8125rem;
  margin-bottom: 0.75rem;
}

.breadcrumb a {
  color: rgba(255,255,255,0.75);
}

.breadcrumb a:hover {
  color: #fff;
}

.breadcrumb i {
  font-size: 0.625rem;
  color: rgba(255,255,255,0.5);
}

.breadcrumb span {
  color: rgba(255,255,255,0.9);
}

.page-header-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 3rem);
  color: #fff;
  margin-bottom: 0.5rem;
}

.page-header-subtitle {
  color: var(--color-secondary);
  font-size: 1.0625rem;
  margin: 0;
}

/* ═══════════════════════════════════════════════════════════════
   ABOUT PAGE
   ═══════════════════════════════════════════════════════════════ */
.about-agent-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 4rem;
  align-items: start;
}

.about-agent-photo-wrap {
  position: sticky;
  top: 100px;
}

.about-agent-photo-placeholder {
  width: 100%;
  padding-top: 100%;
  position: relative;
  background: linear-gradient(135deg, var(--color-light-bg) 0%, #dce6f0 100%);
  border-radius: var(--border-radius-lg);
  border: 2px dashed rgba(27, 58, 107, 0.2);
  margin-bottom: 1.5rem;
  overflow: hidden;
}

.about-agent-photo-placeholder i {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  font-size: 5rem;
  color: rgba(27, 58, 107, 0.25);
}

.about-agent-photo-frame {
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  margin-bottom: 1.5rem;
  box-shadow: 0 8px 32px rgba(27, 58, 107, 0.18);
  max-width: 65%;
  margin-left: auto;
  margin-right: auto;
}

.about-agent-photo {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
}

.about-agent-credentials {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.credential-badge {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: var(--color-light-bg);
  padding: 0.75rem 1rem;
  border-radius: var(--border-radius);
  border-left: 3px solid var(--color-secondary);
}

.credential-badge i {
  color: var(--color-primary);
  font-size: 1.125rem;
  flex-shrink: 0;
}

.credential-badge div {
  display: flex;
  flex-direction: column;
}

.credential-badge strong {
  font-size: 0.875rem;
  color: var(--color-primary);
}

.credential-badge span {
  font-size: 0.75rem;
  color: var(--color-text-light);
}

.about-agent-bio p {
  margin-bottom: 1rem;
  color: var(--color-text-light);
  font-size: 1.0625rem;
  line-height: 1.75;
}

.about-agent-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-top: 2rem;
}

/* Mission section */
.section-mission {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  padding: 2.5rem 0;
}

.mission-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.mission-image-col img.mission-graphic {
  width: 58%;
  height: auto;
  border-radius: var(--border-radius-lg);
  display: block;
  margin: 0 auto;
  border: 4px solid #C9A227;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.25);
}

@media (max-width: 768px) {
  .mission-grid { grid-template-columns: 1fr; }
  .mission-image-col { display: none; }
}

.mission-inner {
  text-align: center;
  max-width: 720px;
  margin: 0 auto;
}

.mission-icon {
  width: 70px;
  height: 70px;
  background: rgba(255,255,255,0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
}

.mission-icon i {
  font-size: 1.75rem;
  color: var(--color-secondary);
}

.mission-inner .section-eyebrow {
  color: rgba(255,255,255,0.7);
}

.mission-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  color: #fff;
  margin-bottom: 1.5rem;
}

.mission-statement {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2.5vw, 1.5rem);
  color: rgba(255,255,255,0.92);
  font-style: italic;
  line-height: 1.65;
  border: none;
  padding: 0;
}

/* Values */
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.value-card {
  background: #fff;
  border-radius: var(--border-radius-lg);
  padding: 2.5rem 2rem;
  box-shadow: var(--shadow-card);
  text-align: center;
  border-top: 4px solid var(--color-secondary);
}

.value-card-icon {
  width: 64px;
  height: 64px;
  background: var(--color-light-bg);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}

.value-card-icon i {
  font-size: 1.5rem;
  color: var(--color-primary);
}

.value-card-title {
  color: var(--color-primary);
  margin-bottom: 0.75rem;
}

.value-card-desc {
  font-size: 0.9375rem;
  color: var(--color-text-light);
  line-height: 1.7;
}

/* About overview */
.about-overview-grid { display: grid; grid-template-columns: 1fr auto; gap: 3rem; align-items: start; }
.about-overview-text-col p { font-size: 1.0625rem; color: var(--color-text-light); line-height: 1.8; }
.about-overview-map-col { display: flex; align-items: flex-start; justify-content: center; padding-top: 0.5rem; }
@media (max-width: 768px) {
  .about-overview-grid { grid-template-columns: 1fr; }
  .about-overview-map-col { justify-content: flex-start; }
}

/* Community */
.community-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr;
  gap: 4rem;
  align-items: center;
}

.community-highlights {
  display: flex;
  gap: 2rem;
  margin-top: 2rem;
  flex-wrap: wrap;
}

.community-stat {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.stat-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-light);
}

.stat-value {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-primary);
}

.community-map-placeholder {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: var(--border-radius-lg);
  padding: 3rem 2rem;
  text-align: center;
  color: #fff;
}

.community-map-placeholder i {
  font-size: 4rem;
  margin-bottom: 1rem;
  color: var(--color-secondary);
}

.community-map-placeholder p {
  font-size: 1.125rem;
  font-weight: 600;
  margin-bottom: 0;
}

.community-map-sub {
  font-size: 0.875rem;
  opacity: 0.8;
  margin-top: 0.5rem;
}

/* ═══════════════════════════════════════════════════════════════
   SERVICES PAGE
   ═══════════════════════════════════════════════════════════════ */
.services-intro-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 3rem;
  align-items: center;
}

.services-intro-image img {
  width: 100%;
  height: auto;
  border-radius: var(--border-radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .services-intro-grid { grid-template-columns: 1fr; }
}

.services-intro { max-width: 700px; margin: 0 auto; }
.services-intro-text {
  font-size: 1.0625rem;
  color: var(--color-text-light);
  margin-bottom: 2rem;
  line-height: 1.75;
}

.services-section-header {
  display: flex;
  align-items: flex-start;
  gap: 1.5rem;
  margin-bottom: 2.5rem;
}

.services-section-badge {
  width: 120px;
  height: 90px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 0.25rem;
  overflow: hidden;
}

.services-section-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 14px;
}

.services-section-badge--commercial {
  background: linear-gradient(135deg, var(--color-secondary) 0%, #e8b840 100%);
}

.services-section-badge i {
  font-size: 1.375rem;
  color: #fff;
}

.services-section-desc {
  font-size: 1rem;
  color: var(--color-text-light);
  margin: 0;
}

.services-detail-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 1.75rem;
}

.service-detail-card {
  background: #fff;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid rgba(0,0,0,0.05);
  transition: box-shadow var(--transition), transform var(--transition);
}

.service-detail-card:hover {
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-2px);
}

.service-detail-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.5rem 1.75rem 1.25rem;
  border-bottom: 1px solid var(--color-light-bg);
}

.service-detail-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.service-detail-icon i {
  font-size: 1.25rem;
  color: #fff;
}

.service-detail-title {
  font-size: 1.125rem;
  color: var(--color-primary);
  margin: 0;
}

.service-detail-body {
  padding: 1.5rem 1.75rem;
  flex: 1;
}

.service-detail-body p {
  font-size: 0.9375rem;
  color: var(--color-text-light);
  line-height: 1.7;
  margin-bottom: 1rem;
}

.service-detail-features {
  margin: 1rem 0 0;
  list-style: none;
  padding-left: 0.75rem;
}

.service-detail-features li {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  font-size: 0.875rem;
  color: var(--color-text);
  padding: 0.3rem 0;
}

.service-detail-features i {
  color: var(--color-secondary);
  font-size: 0.875rem;
  flex-shrink: 0;
}

.service-detail-footer {
  padding: 1.25rem 1.75rem;
  border-top: 1px solid var(--color-light-bg);
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.services-detail-grid--commercial {
  grid-template-columns: repeat(3, 1fr);
}

.service-photo-slot {
  display: flex;
  align-items: center;
  justify-content: center;
}

.service-photo-slot--span2 {
  grid-column: span 2;
}

.service-photo-slot-img {
  width: 90%;
  height: auto;
  object-fit: contain;
  border-radius: var(--border-radius);
  display: block;
}

/* ═══════════════════════════════════════════════════════════════
   COMPANY PAGE
   ═══════════════════════════════════════════════════════════════ */
.company-advantage-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 4rem;
  align-items: start;
}

.company-advantage-lead {
  font-size: 1.0625rem;
  color: var(--color-text-light);
  line-height: 1.75;
  margin-bottom: 1.25rem;
}

.company-advantage-photo {
  width: 85%;
  height: 200px;
  object-fit: cover;
  object-position: center 70%;
  border-radius: var(--border-radius-lg);
  margin-top: 1.5rem;
  display: block;
  border: 4px solid #C9A227;
  box-shadow: 0 8px 30px rgba(0,0,0,0.15);
}

.advantage-comparison {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-top: 2rem;
}

.comparison-col {
  background: var(--color-light-bg);
  border-radius: var(--border-radius);
  padding: 1.25rem;
}

.comparison-col--independent {
  border-top: 3px solid var(--color-secondary);
}

.comparison-col--captive {
  border-top: 3px solid #d1d5db;
}

.comparison-title {
  font-size: 0.875rem;
  font-weight: 700;
  margin-bottom: 0.875rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.comparison-col--independent .comparison-title { color: var(--color-primary); }
.comparison-col--captive .comparison-title { color: #6b7280; }

.comparison-col--independent .comparison-title i { color: var(--color-secondary); }
.comparison-col--captive .comparison-title i { color: #9ca3af; }

.comparison-col ul li {
  font-size: 0.8125rem;
  padding: 0.25rem 0;
  color: var(--color-text);
  border-bottom: 1px solid rgba(0,0,0,0.06);
  padding-bottom: 0.25rem;
}

.advantage-stat-stack {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.advantage-stat-card {
  background: var(--color-light-bg);
  border-radius: var(--border-radius);
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  border-left: 4px solid var(--color-secondary);
}

.advantage-stat-card i {
  font-size: 1.375rem;
  color: var(--color-primary);
}

.advantage-stat-label {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-primary);
}

.advantage-stat-card p {
  font-size: 0.875rem;
  color: var(--color-text-light);
  margin: 0;
  line-height: 1.6;
}

/* Process steps */
.process-steps {
  display: flex;
  align-items: stretch;
  gap: 1rem;
  flex-wrap: wrap;
  justify-content: center;
}

.process-step {
  flex: 1;
  min-width: 220px;
  max-width: 300px;
  text-align: center;
  padding: 2rem 1.5rem;
  background: #fff;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.process-step-number {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 700;
  color: var(--color-secondary);
  opacity: 0.3;
  line-height: 1;
  margin-bottom: 1rem;
}

.process-step-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
}

.process-step-icon i {
  font-size: 1.375rem;
  color: #fff;
}

.process-step-logo-icon {
  width: 30px;
  height: 30px;
  object-fit: contain;
  filter: brightness(0) invert(1);
}

.process-step-title {
  color: var(--color-primary);
  font-size: 1.125rem;
  margin-bottom: 0.75rem;
}

.process-step-desc {
  font-size: 0.9375rem;
  color: var(--color-text-light);
  line-height: 1.7;
}

.process-step-connector {
  color: var(--color-secondary);
  font-size: 1.5rem;
  flex-shrink: 0;
}

/* Carriers */
.carriers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-bottom: 2.5rem;
}

.carrier-placeholder {
  background: var(--color-light-bg);
  border-radius: var(--border-radius);
  padding: 2rem 1rem;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.875rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-primary);
  border: 1px solid rgba(27, 58, 107, 0.1);
}

.carrier-placeholder i {
  font-size: 2rem;
  color: var(--color-secondary);
}

.carriers-disclaimer {
  max-width: 600px;
  margin: 0 auto;
}

.carriers-disclaimer p {
  color: var(--color-text-light);
  font-size: 0.9375rem;
  margin-bottom: 1.5rem;
}

/* Community split */
.community-split {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 4rem;
  align-items: center;
}

.community-service-areas h4 {
  font-size: 0.875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-light);
  margin: 1.5rem 0 0.75rem;
}

.service-area-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.375rem 1rem;
  list-style: none;
}

.service-area-list li {
  font-size: 0.9375rem;
  color: var(--color-text);
  padding-left: 1rem;
  position: relative;
}

.service-area-list li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: var(--color-secondary);
}

.community-visual-card {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: var(--border-radius-lg);
  padding: 2rem;
  text-align: center;
  color: #fff;
  overflow: hidden;
}

.community-visual-img {
  width: 100%;
  height: 160px;
  object-fit: cover;
  border-radius: var(--border-radius);
  margin-bottom: 1.25rem;
}

.quote-banner-img {
  width: 100%;
  max-height: 220px;
  overflow: hidden;
}

.quote-banner-img img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  object-position: center;
  display: block;
}

.community-icon-large i {
  font-size: 4rem;
  color: var(--color-secondary);
  margin-bottom: 1rem;
  display: block;
}

.community-visual-title {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  color: #fff;
  margin-bottom: 0.5rem;
}

/* ═══════════════════════════════════════════════════════════════
   CONTACT PAGE
   ═══════════════════════════════════════════════════════════════ */
.contact-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 4rem;
  align-items: start;
}

.contact-section-title {
  font-family: var(--font-heading);
  font-size: 1.625rem;
  color: var(--color-primary);
  margin-bottom: 0.625rem;
}

.contact-section-intro {
  color: var(--color-text-light);
  font-size: 1rem;
  margin-bottom: 1.75rem;
}

/* Contact alert */
.contact-alert {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem 1.25rem;
  border-radius: var(--border-radius);
  margin-bottom: 1.5rem;
  font-size: 0.9375rem;
  font-weight: 500;
}

.contact-alert--success {
  background-color: #f0fdf4;
  border: 1px solid #86efac;
  color: #166534;
}

.contact-alert--success i {
  color: #16a34a;
}

.contact-alert--error {
  background-color: #fef2f2;
  border: 1px solid #fca5a5;
  color: #991b1b;
}

.contact-alert--error i {
  color: #dc2626;
}

/* Contact form */
.contact-form {
  background: #fff;
  border-radius: var(--border-radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-card);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: 0.375rem;
}

.required {
  color: #dc2626;
}

.form-control {
  display: block;
  width: 100%;
  padding: 0.625rem 0.875rem;
  font-size: 0.9375rem;
  font-family: var(--font-body);
  color: var(--color-text);
  background-color: #fff;
  border: 1.5px solid #d1d5db;
  border-radius: var(--border-radius);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.form-control:focus {
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(27, 58, 107, 0.12);
}

.form-select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3E%3Cpath stroke='%236B7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='M6 8l4 4 4-4'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.75rem center;
  background-size: 1.25rem;
  appearance: none;
  padding-right: 2.5rem;
}

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}

.form-error {
  font-size: 0.8125rem;
  color: #dc2626;
  margin-top: 0.25rem;
  min-height: 1.2em;
}

.form-submit {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}

.form-note {
  font-size: 0.8125rem;
  color: var(--color-text-light);
  display: flex;
  align-items: center;
  gap: 0.375rem;
  margin: 0;
}

.form-note i {
  color: var(--color-secondary);
}

/* Contact info cards */
.contact-info-cards {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.contact-info-card {
  background: #fff;
  border-radius: var(--border-radius);
  padding: 1.25rem 1.5rem;
  box-shadow: var(--shadow-card);
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  border-left: 4px solid var(--color-light-bg);
  transition: border-color var(--transition);
}

.contact-info-card:hover {
  border-left-color: var(--color-secondary);
}

.contact-info-card--highlight {
  border-left-color: var(--color-secondary);
  background: var(--color-light-bg);
}

.contact-info-icon {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-info-icon i {
  font-size: 1rem;
  color: #fff;
}

.contact-info-label {
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-light);
  margin-bottom: 0.25rem;
}

.contact-info-value {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-primary);
  display: block;
  text-decoration: none;
}

a.contact-info-value:hover {
  color: var(--color-secondary);
}

.contact-info-note {
  font-size: 0.8125rem;
  color: var(--color-text-light);
  margin: 0.25rem 0 0;
}

.contact-quote-teaser {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: var(--border-radius);
  padding: 1.5rem;
  margin-top: 1.5rem;
  text-align: center;
}

.contact-quote-teaser p {
  color: rgba(255,255,255,0.88);
  font-size: 0.9375rem;
  margin-bottom: 1rem;
}

/* ═══════════════════════════════════════════════════════════════
   GET A QUOTE PAGE
   ═══════════════════════════════════════════════════════════════ */
.quote-intro-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: start;
}

.quote-intro-content p {
  font-size: 0.9rem;
  line-height: 1.65;
}

.quote-benefits-inline {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.5rem 2.5rem;
  margin: 1rem 0;
}

.quote-benefit-inline {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.875rem;
  color: var(--color-text-light);
}

.quote-benefit-inline i {
  color: var(--color-secondary);
  flex-shrink: 0;
}

.quote-intro-right {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
  padding-top: 2.5rem;
}

.quote-benefits {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.35rem 0.75rem;
  margin-top: 0.5rem;
}

.quote-benefit {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  padding: 0.25rem 0;
  font-size: 0.8125rem;
  color: var(--color-text);
}

.quote-benefit i {
  color: var(--color-secondary);
  flex-shrink: 0;
}

.quote-intro-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.625rem;
}

.quote-intro-card {
  background: var(--color-light-bg);
  border-radius: var(--border-radius);
  padding: 0.75rem 0.5rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.375rem;
  text-align: center;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-primary);
  border: 1px solid rgba(27, 58, 107, 0.08);
  transition: background-color var(--transition), transform var(--transition);
}

.quote-intro-card:hover {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  color: #fff;
  transform: translateY(-2px);
}

.quote-intro-card i {
  font-size: 1.1rem;
  color: var(--color-secondary);
}

.quote-intro-card:hover i {
  color: rgba(255,255,255,0.85);
}

/* Quote iframe */
.quote-iframe-wrapper {
  background: #fff;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-card);
  overflow: hidden;
  margin-bottom: 2.5rem;
}

.quote-iframe-header {
  background: var(--color-primary);
  color: #fff;
  padding: 0.875rem 1.5rem;
  font-size: 0.875rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.625rem;
}

.quote-iframe-header i {
  color: var(--color-secondary);
}

.quote-iframe-container {
  padding: 0;
}

.quote-iframe-container iframe {
  display: block;
}

.quote-alternative {
  padding: 2rem;
  background: var(--color-light-bg);
  border-radius: var(--border-radius);
}

.quote-alternative-text {
  color: var(--color-text-light);
  font-size: 1rem;
  margin-bottom: 1.5rem;
}

.quote-alternative-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* Client Center Banner */
.client-center-banner {
  background: var(--color-light-bg);
  border-radius: var(--border-radius-lg);
  padding: 2.5rem;
  display: flex;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
  border: 1px solid rgba(27, 58, 107, 0.1);
}

.client-center-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-accent) 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.client-center-icon i {
  font-size: 1.625rem;
  color: #fff;
}

.client-center-content {
  flex: 1;
}

.client-center-title {
  font-family: var(--font-heading);
  font-size: 1.375rem;
  color: var(--color-primary);
  margin-bottom: 0.375rem;
}

.client-center-desc {
  font-size: 0.9375rem;
  color: var(--color-text-light);
  margin: 0;
}

.client-center-action {
  flex-shrink: 0;
}

/* ═══════════════════════════════════════════════════════════════
   ERROR PAGES
   ═══════════════════════════════════════════════════════════════ */
.error-page { min-height: 50vh; display: flex; align-items: center; }

.error-page-inner { max-width: 500px; margin: 0 auto; }

.error-page-icon {
  font-size: 5rem;
  color: var(--color-secondary);
  margin-bottom: 1rem;
}

.error-page-code {
  font-size: 6rem;
  font-family: var(--font-heading);
  color: var(--color-primary);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.error-page-title {
  font-size: 1.75rem;
  color: var(--color-primary);
  margin-bottom: 0.75rem;
}

.error-page-desc {
  color: var(--color-text-light);
  margin-bottom: 2rem;
}

.error-page-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* ═══════════════════════════════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════════════════════════════ */
.site-footer {
  background-color: var(--color-footer-bg);
  color: var(--color-footer-text);
}

.footer-main {
  padding: 3.5rem 0 2.5rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 2.5rem;
}

.footer-logo {
  height: 150px;
  width: auto;
  object-fit: contain;
  margin-bottom: 0.5rem;
  margin-top: -0.75rem;
  display: block;
  filter: brightness(0) invert(1);
}

.footer-logo-text {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: #fff;
  display: block;
  margin-bottom: 1rem;
}

.footer-tagline {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
  margin-top: -0.25rem;
  margin-bottom: 1.25rem;
}

.footer-social {
  display: flex;
  gap: 0.75rem;
}

.footer-social a {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.8);
  font-size: 0.875rem;
  transition: background-color var(--transition), color var(--transition);
}

.footer-social a:hover {
  background-color: var(--color-secondary);
  color: #fff;
}

.footer-social-placeholder {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.4);
  font-style: italic;
}

.footer-heading {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-secondary);
  margin-bottom: 1rem;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.5rem;
}

.footer-links a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.65);
  transition: color var(--transition);
  display: inline-block;
}

.footer-links a:hover {
  color: #fff;
  transform: translateX(2px);
}

.footer-contact-list {
  list-style: none;
}

.footer-contact-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.625rem;
  margin-bottom: 0.75rem;
  font-size: 0.875rem;
}

.footer-contact-list i {
  color: var(--color-secondary);
  margin-top: 0.2rem;
  flex-shrink: 0;
}

.footer-contact-list a {
  color: rgba(255,255,255,0.75);
}

.footer-contact-list a:hover {
  color: #fff;
}

.footer-contact-list span {
  color: rgba(255,255,255,0.75);
}

.footer-cta {
  margin-top: 1.25rem;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 1.25rem 0;
}

.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.footer-bottom p {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.5);
  margin: 0;
}

.footer-credit {
  color: rgba(255,255,255,0.4) !important;
}

/* ═══════════════════════════════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }

  .about-teaser-grid,
  .about-agent-grid,
  .company-advantage-grid,
  .community-grid,
  .community-split {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .about-agent-photo-wrap {
    position: static;
    max-width: 400px;
  }

  .values-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .carriers-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .quote-intro-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

@media (max-width: 768px) {
  :root {
    --section-padding: 50px;
  }

  /* Top bar mobile */
  .top-bar-left span {
    display: none;
  }

  .top-bar-link span {
    display: none;
  }

  /* Hamburger menu */
  .nav-toggle {
    display: flex;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 80px;
    left: 0;
    right: 0;
    background-color: var(--color-nav-bg);
    flex-direction: column;
    padding: 1rem;
    box-shadow: 0 4px 20px rgba(0,0,0,0.1);
    border-top: 1px solid var(--color-light-bg);
    gap: 0.25rem;
  }

  .nav-links.nav-open {
    display: flex;
  }

  .nav-links li {
    width: 100%;
  }

  .nav-links a {
    display: block;
    padding: 0.75rem 1rem;
    width: 100%;
  }

  .btn-nav {
    text-align: center;
    margin-top: 0.5rem;
  }

  .main-nav {
    position: sticky;
    top: 0;
  }

  /* Hero */
  .hero {
    min-height: 480px;
  }

  .hero-title {
    font-size: clamp(1.75rem, 8vw, 2.5rem);
  }

  .hero-actions {
    flex-direction: column;
    width: fit-content;
  }

  .hero-trust-badges {
    gap: 1rem;
  }

  /* Sections */
  .form-row {
    grid-template-columns: 1fr;
  }

  .values-grid {
    grid-template-columns: 1fr;
  }

  .process-steps {
    flex-direction: column;
    align-items: stretch;
  }

  .process-step-connector {
    text-align: center;
    transform: rotate(90deg);
  }

  .carriers-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .cta-banner-inner {
    flex-direction: column;
    text-align: center;
  }

  .cta-banner-actions {
    flex-direction: column;
    align-items: center;
  }

  .advantage-comparison {
    grid-template-columns: 1fr;
  }

  .services-detail-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-bottom-inner {
    flex-direction: column;
    text-align: center;
  }

  .about-teaser-img-wrap img {
    height: 280px;
  }

  .client-center-banner {
    flex-direction: column;
    text-align: center;
  }

  .quote-intro-cards {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 1.75rem;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .why-us-grid {
    grid-template-columns: 1fr;
  }

  .quote-intro-cards {
    grid-template-columns: repeat(2, 1fr);
  }

  .carriers-grid {
    grid-template-columns: 1fr;
  }
}

/* ═══════════════════════════════════════════════════════════════
   FOCUS STYLES (Accessibility)
   ═══════════════════════════════════════════════════════════════ */
a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--color-secondary);
  outline-offset: 2px;
  border-radius: 2px;
}

/* ═══════════════════════════════════════════════════════════════
   PRINT
   ═══════════════════════════════════════════════════════════════ */
@media print {
  .top-bar,
  .main-nav,
  .site-footer,
  .section-cta-banner,
  .hero-actions,
  .btn { display: none !important; }

  body { font-size: 12pt; }
  h1, h2, h3 { page-break-after: avoid; }
}