Our Insurance Services

Your home is likely your most valuable asset — and homeowners insurance is the foundation of protecting it. A standard homeowners policy covers your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable after a covered loss. We work with multiple carriers to find a policy that covers what matters most at a price that fits your budget. We'll help you understand your coverage limits, deductibles, and optional endorsements like water backup, scheduled personal property, and more.

Auto insurance protects you financially in the event of an accident, theft, or other covered incident involving your vehicle. Iowa requires all drivers to carry minimum liability coverage, but we can help you find a policy that goes well beyond the minimum to truly protect you. We compare rates from multiple carriers to find the best value for your driving history, vehicle, and coverage needs. Whether you drive a daily commuter, a classic car, or a fleet of work vehicles, we have options for you.

Think of umbrella insurance as a safety net over your existing coverage — when a serious accident or lawsuit claim exceeds your policy limits, the umbrella policy steps in to protect everything you've built. Surprisingly affordable and available in $1 million increments. It's one of the most affordable ways to protect everything you've spent a lifetime building.

Condo insurance — also known as an HO-6 policy — is designed specifically for condominium owners. While your condo association's master policy covers the building exterior and common areas, it doesn't cover your unit's interior, your personal belongings, or your personal liability. We'll help you understand exactly what your association's policy covers and find the right condo policy to fill in the gaps — protecting your investment and your peace of mind.

A lot of renters assume they're covered under their landlord's policy — but that coverage protects the building, not you. Your clothes, furniture, electronics, and personal belongings are your responsibility to insure, and renters insurance makes that remarkably affordable. A renters policy protects your personal property against theft, fire, water damage, and more. It also provides liability coverage if someone is injured in your home, and covers additional living expenses if you're displaced after a covered loss. Most policies cost less than $20 per month.

If you own a property that you rent out to others, you need a landlord or dwelling fire policy — not a standard homeowners policy. A rental dwelling policy is specifically designed to protect properties you don't occupy as your primary residence. Coverage typically includes the dwelling structure, other structures on the property, liability protection, and loss of rental income if the property becomes uninhabitable due to a covered loss. We work with carriers who specialize in investment property coverage.